Plan Design
Designing a health care program varies from one company to another. There are some variables involved that need to be considered depending upon the requirements of each client. These variables include:
Utilization report – MEDI-access assist clients by reviewing and updating their current plan of benefits based on their current and/or previous year/s utilization. However, for those accounts that do not have actual data, estimated average of utilization will be considered.
Benefit specifications- MEDI-access gives clients the freedom to customize their health care benefit packages to suit their budgetary requirements. It provides customers greater control over the distribution of benefits than with a traditional fully insured plan. Does the client want comprehensive coverage (Out-patient, In-patient, Emergency benefit), In-patient or Out-patient only? Dental coverage, Executive check-ups (ECU), Out-patient medicines, vaccines and Corporate Clinic Services could be built–in. Its highly sophisticated system has the capability and flexibility to handle vast number of program designs.
Network provider – Depending on the clients’ setting, MEDI-access provides flexible usage of accredited hospitals and clinics. Clients could choose the number of network they want to access (preferred) or open all health care facilities to their covered members.